Developer/Payment Services/Prepaid/JCB PREMO payment/Service Overview

Service Overview

JCB PREMO Payment is a payment methods provided by JCB. You can use the Prepaid card (Premo Card) issued by each company to pay for Item, etc.

For more information about JCB PREMO Payment, please also refer to the following website. The URL may be subject to change.
<JCB PREMO Payment >
https://www.jcb.co.jp/voucher/premo/

Service Diagram

Main Features

  • It is a Prepaid E-money that can be used for both Payment and face-to-face Payment.
  • Anyone can purchase it at convenience stores, etc.
  • You can make Payment without providing Personal information.

Please refer to the service website for details on the purchasing procedure.
For end-user usage information, please refer to the FAQ (Payment /System Specifications > JCB PREMO Payment) or the page of each Financial institution.

The available billing systems and billing system-specific basic specifications are as follows. Each period of time for processing settlement, cancellation, and others performed by the payment administration tool is based on the tool.

Billing Methods

One-time charge
Recurring charge (simple)×
Recurring charge (based on term or usage rate)×

Basic Specifications

Billing methodFieldSpecifications
One-time chargeClose authorization settlementAutomated sales
Specified sales×
Period for settlementSettlement is not necessary because the auto close authorization settlement is performed.
Period for cancellationThere is no cancellation function because it is auto close authorization settlement.
Period for refundUp to 30 days after Purchase request processing date

The available devices are as follows.

DeviceAvailabilityRemarks
PC
Smartphone
Mobile

The following functions are provided. As for the payment administration tool, only the main functions are listed. For details, see the Payment Administration Tool Manual.

Billing system/Close authorization settlementProvided functionsLink TypeAPI TypePayment management tool
One-time billing/Auto close authorization settlementPurchase
Refund

By implementing each of the functions provided, the status of the Payment will Transition as follows. For details on how to implement each function, refer to the Link Type IF specification, the API type IF specification, and the SBPS Admin portal / Payment management tool Function Manual.

<<One-time billing/Auto close authorization settlement >>

Provided functionsLink Type
Process name/Function ID
API Type
Process name/Function ID
Payment management tool
Screen name/Button name
PurchasePurchase Request
A01-1
Payment request
ST01-00101-513
RefundRefund request
ST02-00303-513
Billing Information Screen
"Prepaid card Refund"

Regarding Payment inconsistencies
If an error occurs during a JCB PREMO Payment due to a communication failure between merchant system and our system, we will check whether the service can be provided and then process the payment as either a "purchase" or a "Refund."

Payment Refunds
The maximum balance on a JCB Premo Card is 50,000 yen, so Refund over 50,000 yen are not possible.

Unauthorized Usage Investigations and Chargebacks
In cases where an end user reports a defective Item or a transaction that they do not remember, or where a third party is suspected of fraudulent use, JCB may investigate the fraudulent use and issue a chargeback (refusal to purchase the credit). If we receive a call from JCB, we will promptly inform merchant of the situation, so please respond according to the contact information. If a chargeback is confirmed, the Settlement amount will not be subject to settlement and will be borne by merchant. For more information, please refer to the Important Information Document provided at the time of application.

Specifications
JCB PREMO Payment is provided by incorporating the services provided by JCB into Online Payment ASP Service. Please note that if JCB makes any changes to its specifications or economic terms, the specifications of the JCB PREMO Payment provided by our company may also change accordingly.

Service Suspension Due to Maintenance, etc.
Maintenance of the Online Payment ASP Service is performed on an irregular basis. Any service suspension due to maintenance will be notified in advance. As a rule, such a notification is made 1 week before the suspension. However, this may not be the case in the event of emergency maintenance.
In addition, if a service outage occurs due to system maintenance or a malfunction of JCB or JCB's partner companies other than our system, we will notify merchant as soon as we become aware of the situation and investigate the cause. We will notify merchant as soon as we have identified the cause, but please note that if the cause is not attributable to our company, it may take some time to identify the cause.

No supplementary information available.

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