What is JCB PREMO Payment?
JCB PREMO Payment is a payment methods provided by JCB. You can use the Prepaid card (Premo Card) issued by each company to pay for Item, etc.
For more information about JCB PREMO Payment, please also refer to the following website. The URL may be subject to change.
<JCB PREMO Payment >
https://www.jcb.co.jp/voucher/premo/
Service Diagram

Main Features
- It is a Prepaid E-money that can be used for both Payment and face-to-face Payment.
- Anyone can purchase it at convenience stores, etc.
- You can make Payment without providing Personal information.
Usage Information For End Users
Please refer to the service website for details on the purchasing procedure.
For end-user usage information, please refer to the FAQ (Payment /System Specifications > JCB PREMO Payment) or the page of each Financial institution.
Service Specifications
Basic Specifications
The available billing systems and billing system-specific basic specifications are as follows. Each period of time for processing settlement, cancellation, and others performed by the payment administration tool is based on the tool.
Billing Methods
One-time charge | ○ |
---|---|
Recurring charge (simple) | × |
Recurring charge (based on term or usage rate) | × |
Basic Specifications
Billing method | Field | Specifications | |
---|---|---|---|
One-time charge | Close authorization settlement | Automated sales | ○ |
Specified sales | × | ||
Period for settlement | Settlement is not necessary because the auto close authorization settlement is performed. | ||
Period for cancellation | There is no cancellation function because it is auto close authorization settlement. | ||
Period for refund | Up to 30 days after Purchase request processing date |
Supported devices
The available devices are as follows.
Device | Availability | Remarks |
---|---|---|
PC | 〇 | – |
Smartphone | 〇 | – |
Mobile | 〇 | – |
List of Provided Functions
The following functions are provided. As for the payment administration tool, only the main functions are listed. For details, see the Payment Administration Tool Manual.
Billing system/Close authorization settlement | Provided functions | Link Type | API Type | Payment management tool |
---|---|---|---|---|
One-time billing/Auto close authorization settlement | Purchase | ○ | ○ | – |
Refund | – | ○ | ○ |
Payment Status Transition
By implementing each of the functions provided, the status of the Payment will Transition as follows. For details on how to implement each function, refer to the Link Type IF specification, the API type IF specification, and the SBPS Admin portal / Payment management tool Function Manual.
<<One-time billing/Auto close authorization settlement >>

Provided functions | Link Type Process name/Function ID | API Type Process name/Function ID | Payment management tool Screen name/Button name |
---|---|---|---|
Purchase | Purchase Request A01-1 | Payment request ST01-00101-513 | – |
Refund | – | Refund request ST02-00303-513 | Billing Information Screen "Prepaid card Refund" |
Cautions
Regarding Payment inconsistencies
If an error occurs during a JCB PREMO Payment due to a communication failure between merchant system and our system, we will check whether the service can be provided and then process the payment as either a "purchase" or a "Refund."
Payment Refunds
The maximum balance on a JCB Premo Card is 50,000 yen, so Refund over 50,000 yen are not possible.
Unauthorized Usage Investigations and Chargebacks
In cases where an end user reports a defective Item or a transaction that they do not remember, or where a third party is suspected of fraudulent use, JCB may investigate the fraudulent use and issue a chargeback (refusal to purchase the credit). If we receive a call from JCB, we will promptly inform merchant of the situation, so please respond according to the contact information. If a chargeback is confirmed, the Settlement amount will not be subject to settlement and will be borne by merchant. For more information, please refer to the Important Information Document provided at the time of application.
Specifications
JCB PREMO Payment is provided by incorporating the services provided by JCB into Online Payment ASP Service. Please note that if JCB makes any changes to its specifications or economic terms, the specifications of the JCB PREMO Payment provided by our company may also change accordingly.
Service Suspension Due to Maintenance, etc.
Maintenance of the Online Payment ASP Service is performed on an irregular basis. Any service suspension due to maintenance will be notified in advance. As a rule, such a notification is made 1 week before the suspension. However, this may not be the case in the event of emergency maintenance.
In addition, if a service outage occurs due to system maintenance or a malfunction of JCB or JCB's partner companies other than our system, we will notify merchant as soon as we become aware of the situation and investigate the cause. We will notify merchant as soon as we have identified the cause, but please note that if the cause is not attributable to our company, it may take some time to identify the cause.
Supplementary Information
No supplementary information available.