What is Google Pay?
Google Pay is a payment methods provided by Google. You can use the Credit card information registered in your Google account to pay for Item, etc. Compatible card brands are Visa, Mastercard, JCB, and American Express (AMEX).
To use this service, merchant must implement the Google Pay API provided by Google.
For more information about Google Pay, please refer to the following website. The URL may be subject to change.
<Google Pay service site>
https://pay.google.com/about/business/
Service Diagram

Main Features
- You can easily make purchases by simply selecting the credit card registered to your Google account.
- Even if you do not have a credit card registered to your Google account, you can still make Payment by registering a credit card at the time of purchase.
- The credit card number registered to your Google Account is Encryption via the Google Pay API at the time of Payment, making it safe and secure to use.
Usage Information For End Users
For end-user usage information, please refer to the FAQ (Payment /System Specifications > Google Pay) or the page of each Financial institution.
Service Specifications
Basic Specifications
The available billing systems and billing system-specific basic specifications are as follows. Each period of time for processing settlement, cancellation, and others performed by the payment administration tool is based on the tool.
Billing Methods
| Billing method | Availability | Remarks |
|---|---|---|
| One-time charge | ○ | – |
| Recurring charge (simple) | × | – |
| Recurring charge (based on term or usage rate) | × | – |
Basic Specifications
| Billing method | Field | Specifications | |
|---|---|---|---|
| One-time charge | Close authorization settlement | Automated sales | × |
| Specified sales | ○ | ||
| Period for settlement | Up to 45 days after Purchase request processing date※1 | ||
| Period for cancellation | Up to 45 days after Purchase request processing date※1 | ||
| Period for refund | Up to six months after Purchase request processing date | ||
| Period for re-obtained authorization | Within 6 months from the date of source transaction※1 | ||
Supported devices
The available devices are as follows.
| Device | Availability | Remarks |
|---|---|---|
| PC | ○ | – |
| Smartphone | ○ | – |
| Mobile | × | – |
Please also refer to the following sites. URLs may be subject to change.
<Google Pay service site>
https://pay.google.com/about/business/
List of Provided Functions
The following functions are provided. As for the payment administration tool, only the main functions are listed. For details, see the Payment Administration Tool Manual.
| Billing system/Close authorization settlement | Provided functions | Link Type | API Type | Payment management tool |
|---|---|---|---|---|
| One-time billing/Specified close authorization capture | Purchase | – | ○ | – |
| Settlement | – | ○ | ○ | |
| Partial Settlement | – | ○ | ○ | |
| Cancellation | – | ○ | ○ | |
| Refund | – | ○ | ○ | |
| Multiple Refunds | – | ○ | ○ | |
| Re-obtained authorization | – | ○※1 | – | |
| Payment result reference | – | ○ | – |
Payment Status Transition
Each of the features that we offer will Transition the status of Payment as follows: For instructions on how to implement each feature, please refer to the API type IF specification and the SBPS Admin portal / Payment management tool Function Manual.
《One-time billing / Specification Settlement》

| Provided functions | Link Type Process name/Function ID | API Type Process name/Function ID | Payment management tool Screen name/Button name |
|---|---|---|---|
| Purchase | – | Payment request ST01-00101-604 | – |
| Settlement | – | Sales request ST02-00201-604 | Billing Information Screen "Settlement" |
| Partial Settlement | – | Sales request ST02-00201-604 | Billing Information Screen "Partial Settlement" |
| Cancellation | – | Cancellation request ST02-00301-604 | Billing Information Screen "Cancellation" |
| Refund | – | Refund request ST02-00401-604 and Refund Finalization Request ST02-00501-604 | Billing Information Screen "Refund" |
| Multiple Refunds | – | Refund request ST02-00401-604 and Refund Finalization Request ST02-00501-604 | Billing Information Screen "Multiple Refund" |
| Re-obtained authorization | – | Re-obtained authorization request ST01-00601-604 | – |
| Payment result reference | – | Payment result reference request MG01-00101-604 | – |
Cautions
Specifications
Google Pay is a service provided by Google that is integrated into Online Payment ASP Service. Please note that if Google makes any changes to its specifications or economic conditions, the specifications of the Google Pay service provided by our company may also change accordingly.
Service Suspension Due to Maintenance, etc.
Online Payment ASP Service carry out maintenance on an irregular basis. If there is a service interruption due to maintenance, we will notify you in advance and suspend the service. As a rule, we will notify you at least one week in advance. However, this does not apply in the case of emergency maintenance.
In addition, if a service outage occurs due to a reason other than our system, such as system maintenance or a malfunction of Google, we will notify merchant as soon as we become aware of the situation and investigate the cause. We will notify merchant as soon as the cause is identified, but please note that if the cause is not attributable to our company, it may take some time to identify the cause.
Supplementary Information
When implementing Google Pay, in the Google Pay API used by merchant, please set the Payment Gateway to "sbps" and the gatewayMerchantId to the "Merchant ID, Service ID" issued by our company.
Please note that SBPS does not respond to inquiries regarding the Google Pay API. merchant should contact Google directly.