Developer/Payment Services/Other/Apple Pay/Service Overview

Service Overview

Apple Pay is a payment methods provided by Apple. You can use the payment information registered in your Apple Pay account to pay for Item and other charges. The usage fee can be paid by the credit card registered in the application on the corresponding device.

You can only register a credit card issued by a credit card company designated by Apple. Compatible card brands are VISA (*), MasterCard, JCB, and American Express (AMEX). However, you can't deploy the app if you're offering it through the App Store and you're charging for an Apple ID within the app. Thank you for your understanding. In addition, if you want to use this service on API type, you need to follow the prescribed procedures in Apple's Apple Developer Program in advance at merchant (link+ API type and no procedures are required if the purchase process is carried out by Link Type).
*If you use Recurring (re-Authorization), you cannot use the VISA brand.

For more information about Apple Pay, please refer to the following website. The URL may be subject to change.
<Apple Pay service site>
  https://www.apple.com/jp/apple-pay/
Apple Developer Program
  https://developer.apple.com/jp/programs/

Service Diagram

Main Features

  • The credit card number registered to Apple Pay is registered as a separate number (Device Account Number) that is linked to each device. When Payment, the Device Account Number is used, so merchant and our company can make Payment without obtaining the credit card number.
  • By using Apple's authentication features Touch ID and Face ID, end users can easily make purchases without having to enter their authentication information.
  • Apple does not store any Payment information, Payment information cannot be traced back to end users.

For end-user usage information, please refer to the FAQ (Payment /System Specifications > Apple Pay) or the page of each Financial institution.

Basic Specifications

The available billing systems and billing system-specific basic specifications are as follows. Each period of time for processing settlement, cancellation, and others performed by the payment administration tool is based on the tool.

Billing Methods

Billing methodAvailabilityRemarks
One-time charge
Recurring charge (simple)
Recurring charge (based on term or usage rate)
*This service does not offer Recurring billing, but merchant can charge continuously by using the re-Authorization API at the time of charging. However, please note that there is a high risk of chargebacks from the second charge onwards, as authentication is not performed by the end user's device.

Basic Specifications

Billing methodFieldSpecifications
One-time chargeClose authorization settlementAutomated sales1
Specified sales
Period for settlementAuto close authorization settlement: settlement is not necessary.
For designated Settlement: up to 45 days after Purchase request processing date※2
Period for cancellationAuto close authorization settlement: cancellation function not available.
For designated Settlement: up to 45 days after Purchase request processing date※2
Period for refundUp to 90 days after Purchase request processing date1
*1: The purchase function is only available for Link Type.
*2: This is only an estimate as the response period varies depending on the credit card company.

The available devices are as follows.

DeviceAvailabilityRemarks
PC*Only compatible with Apple-specified devices, macOS, and Safari.
*During Payment process, authentication will be required using the paired Apple-designated device (iPhone/iPad/Apple Watch, etc.).
Smartphone*Compatible with Apple-specified devices (iPhone/iPad), iOS only, and Safari only.
Mobile
*It can also be used with Apple Watch. Supported devices may change without notice, so please refer to the following URL for details.
 http://www.apple.com/jp/apple-pay/getting-started/

The following functions are provided. As for the payment administration tool, only the main functions are listed. For details, see the Payment Administration Tool Manual.

Billing methods/
Close authorization settlement
Provided functionsLink TypeAPI TypePayment management tool
One-time billing/
Automated sales
Purchase4
Settlement1
Partial Settlement1
Cancellation1
Refund
Multiple Refunds
Re-obtained authorization2,3
Payment result reference
One-time billing/
Specified sales
Purchase4
Settlement
Partial Settlement
Cancellation
Refund
Multiple Refunds
Re-obtained authorization2,3
Payment result reference
*1: Available only for subsequent processing of Authorization obtained using the re-Authorization function.
*2: Please note that when using the re-Authorization function, there is a higher risk of chargeback because authentication is not performed via the end user's device.
*3: When using the re-Authorization function, if the end user has deleted the card used for the initial Authorization from Apple Pay on their device (including re-registering the card after deletion), the re-Authorization process will not be accepted.
*4: Our ApplePay Link Type uses Apple's "ApplePay On The Web" service. Therefore, please connect to the system with Safari or SFSafariVeiwController recommended by Apple.

By implementing each of the functions provided, the status of the Payment will Transition as follows. For details on how to implement each function, refer to the Link Type IF specification, the API type IF specification, and the SBPS Admin portal / Payment management tool Function Manual.


<<One-time billing/Auto close authorization settlement >>

Provided functionsLink Type
Process name/Function ID
API Type
Process name/Function ID
Payment management tool
Screen name/Button name
PurchasePurchase Request
A01-1
SettlementSales request
ST02-00201-601
Billing Information Screen
"Settlement"
Partial SettlementSales request
ST02-00201-601
Billing Information Screen
"Partial Settlement"
CancellationCancellation request
ST02-00301-601
Billing Information Screen
"Cancellation"
RefundRefund request
ST02-00401-601
and
Refund Finalization Request
ST02-00501-601
Billing Information Screen
"Refund"
Multiple RefundsRefund request
ST02-00401-601
and
Refund Finalization Request
ST02-00501-601
Billing Information Screen
"Multiple Refund"
Re-obtained authorizationRe-obtained authorization request
ST01-00601-601
Payment result referencePayment result reference request
MG01-00101-601

《One-time billing / Specification Settlement》

Provided functionsLink Type
Process name/Function ID
API Type
Process name/Function ID
Payment management tool
Screen name/Button name
PurchasePurchase request processing
A01-1
Payment request
ST01-00101-601
SettlementSales request
ST02-00201-601
Billing Information Screen
"Settlement"
Partial SettlementSales request
ST02-00201-601
Billing Information Screen
"Partial Settlement"
CancellationCancellation request
ST02-00301-601
Billing Information Screen
"Cancellation"
RefundRefund request
ST02-00401-601
and
Refund Finalization Request
ST02-00501-601
Billing Information Screen
"Refund"
Multiple RefundsRefund request
ST02-00401-601
and
Refund Finalization Request
ST02-00501-601
Billing Information Screen
"Multiple Refund"
Re-obtained authorizationRe-obtained authorization request
ST01-00601-601
Payment result referencePayment result reference request
MG01-00101-601

Payment possible products
The following is available as payment methods of the sales price of the product.

CommodityDescriptionAvailability
Sales (sale of goods)The Item actually provided
ServicesFan club membership fees, rental fees, storage fees, etc.
Digital contentsOnline game, Digital book, videos, etc.○※1
*1: Please note that this cannot be implemented if the app is provided via the App Store and Apple ID charges are made within the app.

When applying
If you want to use Apple Pay with Link Type, you must apply for the smartphone compatible screen option.

Specifications
Apple Pay is a service provided by Apple that is integrated into Online Payment ASP Service. If Apple makes any changes to its specifications or economic terms, please note that the specifications of the Apple Pay service provided by our company may also change accordingly.

Service Suspension Due to Maintenance, etc.
Online Payment ASP Service carry out maintenance on an irregular basis. If there is a service interruption due to maintenance, we will notify you in advance and suspend the service. As a rule, we will notify you at least one week in advance. However, this does not apply in the case of emergency maintenance.
In addition, if a service outage occurs due to system maintenance or a malfunction of Apple or an Apple partner other than our system, we will notify merchant as soon as we become aware of the situation and investigate the cause. We will notify merchant as soon as the cause is identified, but please note that if the cause is not attributable to our company, it may take some time to identify the cause.

SBPS does not handle Apple's designated procedures. Please have merchant contact Apple.

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